Cash Management

Our treasury management services include:

• Bill Pay
• Merchant Capture*
• ACH Origination*
• Merchant Services*
• Wire Transfers
• Positive Pay

Enrollment

Contact your banker to get enrolled today (956) 631-7890 or visit a branch near you.

*Some products and services subject to approval.

ACH Origination Services

ACH Origination allows any business client to create electronic payments and deposits. Participation in ACH Origination can reduce the costs associated with manually processing debits and credits. Eliminate costs associated with the preparation, delivery, and reconcilement of checks. ACH Services is secure, reliable, and cost-effective for any business client. Rio Bank is here to help you. Our ACH service is designed for qualifying businesses that have a large number of direct deposits, payments or collections on a recurring basis.

Features:

Increase Your Revenue: You can increase your revenue by providing more payment options for your customer.

Reduce Returned Payments: Through pre-scheduled payments, customers can make sure their funds are in their accounts.

Improve Efficiency and Accuracy: Replace manual, paper-based payment processes with electronic payments.

Experience a More Predictable Cash Flow: For your business forecasting and planning.

Merchant Capture

Merchant Capture allows your business to process checks in a secure, convenient, online environment. It uses a small desktop scanner to capture check images, verify amounts and transmit your deposit electronically. It utilizes a desktop imaging scanner and an easy to use web browser to view your deposit activity daily.

Convenience

No more trips to the bank to physically transport checks

No teller lines to wait in

Automation of deposit preparation

Deposits can be made outside of traditional banking hours

Expense Reductions

Reduced personnel time going to the bank

Reduced auto or mileage transportation expense

Reduced account expenses

Elimination of courier expense

All you need is a PC and a secure internet connection. We will offer you a user friendly Remote Deposit scanner and all the necessary software.