Business Debit Cards
Simplify the way you do business by providing a safe and convenient method to manage business and travel expenses. Rio Bank offers MasterCard Business Debit Cards for business account holders and their authorized employees.
Rio Bank Debit Card
As an authorized cardholder, you make everyday business purchases using your card and the funds will be withdrawn directly from your business’ account. Learn more about all the MasterCard Benefits.
Features
- New Contactless Debit Card
- 24/7 Fraud monitoring with Premium Text Notifications. We continuously watch for unusual and suspicious activity and will alert you about questionable transactions.
- Rio Bank participates in 3-D Secure for added protection of purchases made online or over the phone.
- Control your Business debit card and receive activity alerts
with CardValet®. - Add your Business Rio Bank Debit Card to your Digital Wallet!
- Learn more about all the MasterCard Benefits.
Report Lost or Stolen Debit Card
- 1-956-631-7890 – During business hours
- 1-800-472-3272 – During non-business hours
Debit Card Fraud Detection Call Center
- 1-877-253-8964, Must provide case number.
Debit Card Activation or PIN change
Free Yourself From ATM Fees.
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Rio Bank has partnered with Allpoint® to provide customers with Surcharge-free access to their cash at over 55,000 ATMs worldwide. Look for the green Allpoint logo on ATMs at participating locations.
Instant Issue Debit Cards
Need a debit card today? Visit us to get an instant issue debit card for your new or current checking account.
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Premium Text Notifications
Premium text notifications are a new feature to our Fraud Monitoring*.
If our system detects suspicious activity on your card, you’ll receive a text message from short code 37268 with details about the suspected transaction. All you have to do is respond to the text to confirm the transaction.
If you indicate the transaction is fraud, you’ll receive another message with a number to call for follow-up. If not, you’re all set. The system will mark the transaction as legitimate and you can get on with your day – simple as that!
Cardholders are automatically enrolled. If we have your mobile phone number on file, you don’t have to do anything. It’s really that easy.
If you need to verify or update your mobile phone number give us a call at (956) 631-7890.
*Rio Bank utilizes a third party to monitor for fraudulent transactions. You could be contacted via text message or a phone call. The Rio Bank does not charge for the service, but message and data rates may apply. These charges are normally from your data provider. You have the ability to opt-out of the service.
Contactless Debit Card
- Simply... Look For the contactless symbol, Tap and Go.
- Pay the way you want to pay.
- Find the Contactless Symbol at check out..
Check out faster with your new Rio Bank Contactless Debit Card. That means you can now tap and go at any contactless enabled terminal without your card leaving your hand. With millions of participating merchants, paying for items just got a lot less painless.
Digital Wallet
Make fast and secure payments right from your mobile device!
Digital Wallet is a secure mobile payment service that makes it easy to pay in stores, in apps, or on the web right from your smartphone, tablet, or smartwatch!
EMV Chip technology
Insert or swipe.
EMV is a global standard for debit card payments based on chip card technology. Accepted by most merchants and terminals worldwide ensuring you can use your debit card conveniently wherever you travel.
MasterCard® Automatic Billing Updater
MasterCard® Automatic Billing Updater Service will ensure your debit card information is always current for automated and recurring payments you have set up with participating merchants and service providers. Avoid the inconvenience of expired card information and late payments for:
- Phone/cable/television services
- Utilities
- HOA dues
- Music/radio/magazine subscriptions
- Gym memberships
- Anti-virus software updates
- Insurance premiums
- Recurring charitable donations
- Online retailers
Additional Safety Tips to Stay Secure
Security of your card and PIN number
To protect you and your card and avoid unauthorized use, remember these safety tips:
- Please sign your card upon receipt.
- Destroy your old card when it expires or when your new card becomes effective.
- Memorize your PIN. Do NOT write it on the back of your card or keep it with you.
- Never disclose your PIN to anyone.
- Keep a written record of your PIN entirely separate from your Card.
- Keep your Card in a safe place.
- Remember to pick up your ATM receipts before leaving the ATM.
- Safeguard your account number. Always obtain merchant receipts and destroy carbons
Refuse Telephone Inquiries
- Do not reveal any information about your Card over the phone.
- Verification of your Card account(s) and PIN should only take place in person at your financial institution.
- If you receive a call about your Card, contact your financial institution immediately and we will suggest the next course of action.
Report Theft or Loss Immediately
- Call 1-956-631-7890 to report a card lost or stolen. During non-business hours, you may also call 1-800-472-3272.
- The non-business hour’s telephone number noted above is typically used only for reporting the card lost or stolen.