Making a deposit with our mobile app is quick and secure.
Deposit checks fast with your mobile phone!
Convenient–Save a trip to the branch or ATM.
Simple–Make a deposit with just a few taps and camera clicks.
- Secure–Rest assured it's as safe as online banking.
It's easy to get started:
Mobile Deposit is part of the Rio Bank Mobile App.
Follow the instructions below to make a deposit.
Log into your Rio Bank Mobile app
- Endorse the back of the check. (see how to endorse below)
- Select Deposit from the Menu
- Select the account to deposit to
- Enter the check amount
- Take a photo of the front and back of the check
- Select the Make Deposit button to deposit your check
- Securely store your check for 15 days after deposit, and destroy after 15 days
How to Endorse a Check for Mobile Deposit
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Mobile Deposit Limits Per Day.
- Personal Mobile Deposit limit $25,000
- Business Mobile Deposit limit $100,000
Extra Information
- There is no fee.
- Check deposits made using Mobile Deposit are subject to verification and will generally be available for withdrawal within one (1) business day.
- Deposits made before 4:30pm (Central Time) will be processed on the current business day. Deposits made after 4:30 pm will be processed on the following business day. See Terms and Conditions for Additional information.